09|07|2022

Quiet Quitting is the Devil! | September 2, 2022

The monitor flashed quite a bit of red last month. But the market was seemingly undeterred and pushed higher anyway. Should this continue?

Fixed Income: 2-Yr Treas Yield 3.91% | 10-Yr Treas. Yield 3.91%

The bond markets saw volatility in August as questions mounted about an impromptu rate-cut by the Federal Reserve Bank (FRB). The most meaningful fall came at the beginning of the month. The perceived weakness in jobs data prompted a move to safety as expectations increased for a rate cut. At the time, people were calling for 0.50% before the September meeting. Cooler heads prevailed and the market is now expecting a 0.25% cut in September. The more impressive data point over the last month was the parody reached on the last trading day of August. This was the first time the two closed at parity since July 5th, 2022! It is still to be determined if rate normalization (higher rates on longer dated fixed income) will prevail. It is a good sign that the anticipated rate cuts are making a large enough impact for us to reach parity.

Equities: Dow Jones 1.76% | S&P 500 2.28% | NASDAQ 0.65%

The market moves that led to a strong month for fixed income signaled weakness for the equity markets. The Nasdaq lost almost four percent in the first week of the month to spend the next two weeks crawling out of that hole. The last week of the month saw the index continue to falter. Strong earnings from bellwether Nvidia (NVDA) was not enough to bolster confidence. Investors seemed to come to the realization that the FRB will likely take a slow methodical path towards rate reductions. That path did not buoy equity markets. In a retracement of the July trades, other major market categories failed to capitalize on weaker large caps:

              S&P 400 (Mid Cap Index):                0.21%

              Russell 2000 (Small Cap Index):       1.59%

Conclusion

It was, in all, a good month… That’s for two reasons, 1) fixed income made up ground that equities lost, 2) the spread between the 2-yr treasury and the 10-yr treasury reached parity. Something of a signal that the soft landing the FRB is looking for has been achieved. Generally, a recession (that would be evident by this point) would have caused a normalization of the curve.

A Look Ahead…

We see two key reasons to expect further volatility in equity markets during the next month:

  1. The 22.40 price to earnings (P/E) ratio for the S&P 500 will need to narrow further before markets can start a real rally.
  2. September is notoriously the worst month of the year for equities:
    • 2023: 5.35%
    • 2022: 8.92%
    • 2021: 4.89%
    • 2020: 4.12%
    • 2019: 2.32%

Some logic would point to the high frequency in recent years being a signal that volatility should weaken in September. I find that unlikely given the elevated P/E referenced.

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Always remember that while this is a week in review, this does not trigger or relate to trading activity on your account with Financial Future Services. Broad diversification across several asset classes with a long-term holding strategy is the best strategy in any market environment.
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You been quiet quitting behind my back, Bobby? Find out what it is and why it is the devil!

Monday   S&P 500 0.70% | NASDAQ 1.00%

The hit from Friday continued into Monday. Yields in the short-term market continued to rise reflecting higher expectations of a Federal Reserve Bank (FRB) rate that is sustainably higher.

Tuesday   S&P 500 1.10% | NASDAQ 1.10%

Markets opened in the red on news that Taiwan fired missiles at a Chinese drone. JOLT’s job opening rose in July and that supports the FRB path higher on rates. The added economic strength hurt equity markets.

Wednesday   S&P 500 0.78% | NASDAQ 0.56%

Equity markets moved to the south Wednesday… again. The hangover from the Friday FRB speech continues to rattle markets. The end result of August was a down month even after markets grew nicely in the first half. Interestingly, Tech outperformed and oil prices were down. These both reflect a view of a less aggressive FRB.

Thursday   S&P 500 0.30% | NASDAQ 0.26%

September started in the green, at least for the S&P 500. Tech stocks and commodities fell on the day. The stocks that were green tended to be healthcare and consumer staples. The move was decidedly defensive.

Friday   S&P 500 1.07% | NASDAQ 1.31%

Happy Jobs Friday! The unemployment rate rose to 3.7%. The increase was deceptive however, as the economy added over 300K jobs, in line with expectation. The reason for the rate increase was that participation rose. This created more of a gap between those looking for work and those employed. This is actually good news. Lately good news for the economy has been bad news for the market and that held true on Friday.

Conclusion   S&P 500 3.29% | NASDAQ 4.21%

Inflation, inflation, inflation… One factor that contributes to the inflationary story is the employment rate. However, there is a new factor at play that makes the unemployment rate not quite as reliable. Quiet quitting… This is where an employee does just enough of their job to not get fired. Meanwhile they look for other work or even try to start their own business. While this might seem like a small problem, productivity is suffering. Productivity has been erratic lately, measuring worse in the last two quarters than it has since the Financial Crisis. This is a problem because as an employee does less work, they are effectively increasing their wage for the services rendered. This has an inflationary effect. The new economy may be less about going and asking your employer for a raise (which leads to embedded inflation) and more about doing multiple jobs half insert expletive… This creates an inflation that we don’t account for. It also implies an underlying health to economic spending that we currently cannot measure.

~ Your Future… Our Services… Together! ~

Your interest in our articles helps us reach more people.  To show your appreciation for this post, please “like” the article on one of the links below:

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FOR MORE INFORMATION:

If you would like to receive this weekly article and other timely information follow us, here.

Always remember that while this is a week in review, this does not trigger or relate to trading activity on your account with Financial Future Services. Broad diversification across several asset classes with a long-term holding strategy is the best strategy in any market environment.
Any and all third-party posts or responses to this blog do not reflect the views of the firm and have not been reviewed by the firm for completeness or accuracy.