3 Keys to Retirement Planning

Retirement planning should not be taken lightly. Consider for a moment having to go back to work years after retiring, but having to accept a lower payscale because you are no longer qualified for the positions you previously held.

Make sure you consider some of the following to get a good start in your planning:

  • Set your priorities. Any good plan starts here. If you set solid priorities it will make funding goals that much easier. Especially when you have to make tough choices between specialty coffee drinks everyday oooooorrrrrrr a sail boat…
  • Get your financial life gathered. The only way to know where you are going is to know where you are today. Also, this will also give you a good idea if you have holes in protecting your plan. You need to make sure you protect the assets you build.
  • Be objective. This sounds easy, but when we are several years from retiring it’s easy to say we will spend less in retirement in order to justify why we can’t save more today. Keep yourself in check! Be realistic and objective.


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