“The Overworked Owner Who Wanted His Savings to Finally Match His Income”
A small business owner in his mid-40s (professional services) reached out with a simple goal: “I make great money, but I’m not saving like it.”
He was swamped. Client work came first, investing wasn’t his wheelhouse, and he’d tried to DIY. He was contributing, but we discovered a few issues:
- Overcontributing to his retirement plan (risking headaches and corrections)
- No coordinated plan for non‑retirement savings
- Estate planning gaps
Our process:
- Met with him and his wife for a full financial plan
- Cleaned up retirement contributions and set the right max strategy
- Built an automated “owner paycheck → savings sweep” system
- Opened and funded a non‑retirement account for tax diversification and flexibility
- Coordinated next steps with an estate planning attorney
Outcome: “This is the first time I feel like our savings is working as hard as we do. I’m relieved I can call you when something pops up.”
Why this matters for owners:
- Your business is busy. Your savings shouldn’t be.
- Retirement accounts are great, but they’re not the only lever – flexible, taxable savings can be a game‑changer for cash flow and tax planning.
- Small mistakes compound. So do small fixes.
If you’re a small business owner who feels “behind” despite strong income, we offer a 60-minute plan call to map your savings system and next steps. Book here: https://bookmenow.info/book/bridenour/60-minutes.
#SmallBusinessOwner #ProfessionalServices #FinancialPlanning #BusinessOwner #CashFlow
Personal details changed for the protection of client privacy. This is not advice or a guarantee – this is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.
LICASE03
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